Payments & funding for UK small business

Get paid faster. Grow further.

Card machines and flexible business funding for shops, cafés, restaurants, florists, salons and more. We find the right options from our partner providers — and explain them in plain English.

✓ UK-based team ✓ Quick set-up ✓ Short & long-term funding
A customer tapping to pay at a café counter while the owner smiles
One specialist, start to finishCards or funding — you deal with the same person, not a call centre.
Two services, one team

Take payments. Fund your growth.

Start with whichever you need today — most of our customers end up using both.

Card payments

  • Countertop, portable & mobile terminals
  • Contactless, Apple Pay & Google Pay
  • Online payment gateway and payment links
  • Support when something goes wrong
Explore card payments

Business funding

  • Short-term for stock, rent or cash flow
  • Longer term for refits & expansion
  • A specialist who knows your file
  • No obligation to proceed
Explore funding
How it works

Three simple steps

1

Tell us about your business

A two-minute form or a quick chat with our assistant. No paperwork yet.

2

We come back with options

A specialist reviews your business and talks you through the realistic choices.

3

Start taking payments or get funded

We help with set-up and stay in touch as you grow.

Why TapOnce

A broker, not a sales funnel

We're paid when you're set up, so our job is to get it right first time — not to push you into something that doesn't fit.

  • One UK team. You deal with the same specialist from first call to set-up — not a call centre queue.
  • Clear, honest pricing. We explain how the provider charges before you commit. No surprises bolted on later.
  • Quick set-up. Most card machine requests are with a specialist the same working day.
  • Funding that fits. Short-term for stock and cash flow, longer term for refits and expansion.
A small business owner and a customer at the counter
Funding guide

How much funding might suit your business?

Move the slider to your monthly card takings. This is a rough starting point for a conversation — it isn't an offer, a quote or a promise.

  • Nothing is agreed until a provider has done its own checks.
  • We never quote rates before a specialist has reviewed your business.
£12,000 a month
£6,000 – £18,000a funding range businesses with this turnover often look at.

Indicative only. Not financial advice, not an offer of credit and not a guarantee of approval. Funding is subject to status and provider terms.

Check my options
Questions

Quick answers

How quickly can I start taking card payments?

Once you've spoken to a specialist and the provider has everything it needs, terminals are usually dispatched quickly and arrive ready to use. We'll tell you the realistic timescale for your request before you commit.

What does a card machine cost?

It depends on the terminal, how much you take and the provider — so we don't quote a figure in chat or on the page. A specialist will go through the actual costs with you, in plain English, before you decide.

Do I need a contract?

Providers usually ask for a minimum term. A specialist will tell you the term, the notice period and any charges up front so you can compare properly.

Can I take payments on my phone?

Often, yes — either through a card reader paired with an app or through payment links. Tell us how you trade and we'll point you at the option that fits.

All questions

No obligation

Get a free call back

Tell us a little about your business and a specialist will be in touch — usually the same working day.

Prefer to talk now? Call +44 7725 625720. Or use the chat bubble at the bottom of the page.

A shop owner standing in her doorway
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